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Dr. Susan Richardson (Carter)

Vice Dean for Academic Affairs

Associate Professor

Susan.Richardson@westpoint.edu

Biography


Dr. Susan Richardson (Carter) is an Associate Professor and the Vice Dean of Academic Affairs. She previously worked as a Research Analyst in the Office of Economic and Manpower Analysis at West Point. Susan earned her Ph.D. in Economics from Vanderbilt University in 2012 and her B.S. in Mathematical Economics from Wake Forest University in 2006. She teaches Intermediate Microeconomics and Principles of Economics, works with the economics thesis program, and won the Murdy Teaching Award in 2013. Susan's research focuses on applied microeconomics topics, specifically consumer finance, labor, and education. You can find her CV by visiting her personal website: https://sites.google.com/view/susanpcarter

Ongoing Research Projects


"Peer Effects on Marriage" with Mike Baker and Abigail Wozniak

"Transition Assistance Program" with William Skimmyhorn and Alexander Smith

“Making Big Changes: The Impact of Moves on Marriage among U.S. Army Personnel” with Abigail Wozniak. NBER Working Paper No. 24300 & IZA Working Paper No. 11308. 

“Time to Repay or Time to Delay? The Effect of Having More Time Before a Payday Loan is Due” with Kuan Liu, Paige Marta Skiba, and Justin Sydnor 
“Distance from Home on Retention: Evidence from the U.S. Army” with Ryan Swisher
 

Publications & Presentations


Journal Articles 

“Who’s the Boss? The Effect of Strong Leadership on Employee Turnover” 2019. Journal of Economic Behavior and Organization. 159, 323-343. (with Whitney Dudley, David Lyle, and John Smith) 

“Can Information Change Personal Retirement Savings? Evidence from Social Security Benefits Statement Mailings” 2018. AEA Papers and Proceedings. 108, 93-97. (with William Skimmyhorn) 

"Much Ado about Nothing? New Evidence on the Effects of Payday Lending on Military Members" 2017. Review of Economics and Statistics, 99 (4): 606-621. (with William Skimmyhorn) 

“The Impact of Computer Usage on Academic Performance: Evidence from a Randomized Trial at the United States Military Academy” 2017. Economics of Education Review, 56: 118-132. (with Kyle Greenberg and Michael S. Walker) Media/Other Attention: New York Times; Brookings Institution; Washington Post; NPR 

“Who Will Fight – The All-Volunteer Army after 9/11” 2017. American Economic Review: Papers and Proceedings. 107 (5): 415-419. (with Alexander A. Smith and Carl Wojtaszek) 

“Payday Loan and Pawnshop Usage: The Impact of Allowing Payday Loan Rollovers” 2015. Journal of Consumer Affairs, 49: 436–456. 

“Pawnshops, Behavioral Economics, and Self-Regulation” 2012-2013. Review of Banking and Financial Law 32 (1). Boston University Law School. (with Paige Marta Skiba) 

"The Effect of Moving Away from Home on Employee Retention: Evidence among U.S. Army Soldiers" 2020. Regional Science and Urban Economics.  (with Ryan Swisher)

Book Chapters 

“Balancing Act: New Evidence and a Discussion of the Theory on the Rationality and Behavioral Anomalies of Choice in Credit Markets” 2018. Research Handbook in Behavioral Law and Economics, eds, Joshua C. Teitelbaum and Kathryn Zeiler, Edward Elgar Publishing. (with Marieke Bos and Paige Marta Skiba). 

“Pecuniary Mistakes? Payday Borrowing by Credit Union Members” 2011. Olivia S. Mitchell and Annamaria Lusardi, eds., Financial Literacy: Implications for Retirement Security and the Financial Marketplace. Oxford, UK: Oxford University Press. (with Paige Marta Skiba and Jeremy Tobacman) 

Conference Papers  

“Analysis of Unemployment Compensation Trends for Exiting U.S. Army Soldiers” 2015. The Supply Chain for Middle-Skill Jobs: Education, Training, and Certification Pathways at the National Academies of Sciences, Engineering, and Medicine. (with Brian Miller) 

Non-Academic Publications  

“Should Professors Ban Laptops: How Classroom Computer Use Affects Student Learning” 2017. EducationNext. Vol 17, No. 4. (with Kyle Greenberg and Michael S. Walker) Textbook Contributions Contributing author on two chapters of Introduction to Microeconomics: A Top Hat Interactive Text by Stephen Buckles, 2017